Having no credit history makes obtaining a credit card quite a challenge, most credit card companies will not give any credit to someone who has no credit history, you’re a bit of an unknown quantity in their eyes. However if you know where to apply there are credit card companies who specialise in helping people with no credit history and will give you a chance.

These are often referred to as poor credit, credit card companies, yes they do charge a higher rate of interest than the major high street credit card companies but remember as long as you pay the balance in full each month there are no interest charges and no monthly fees either so providing you only spend what you can repay each month the extra interest rate the poor credit, credit card companies charge won’t affect you. Check the terms & conditions.

Which Credit Card for No Credit History

The following credit cards are designed with people who have a no credit history, these credit cards offer those without any previous credit agreements the chance build yourself a credit history providing you make on time minimum payments and manage your credit card account correctly.